Montenegro skyline

Buy Property in Montenegro: Coast, Capital and Mountains

26,338 homes, apartments and plots from local agents and developers, across 75 cities and towns.

Listings
26,338
Cities
75
Apartments
17,542
Under 100k
4,363

Properties for sale in Montenegro

Listings link to the original agent or portal, where you can contact the seller directly.

24 properties shown

Apartment For Sale, RadanovićiApartment

€161,500

Radanovići

1 bd 1 ba 62 m²
Apartment For Sale, KavaApartment

€270,400

Kava

3 bd 3 ba 85 m²
Apartment For Sale, TivatApartment

€255,000

Tivat

2 bd 1 ba 52 m²
Apartment For Sale, BečićiApartment

€340,000

Bečići

2 bd 1 ba 80 m²
Apartment For Sale, KolašinApartment

€225,200

Kolašin

2 bd 2 ba 78 m²
Apartment For Sale, KavaApartment

€284,000

Kava

2 bd 2 ba 66 m²
Apartment For Sale, MuoApartment

€330,000

Muo

2 bd 1 ba 72 m²
Apartment For Sale, RadanovićiApartment

€150,000

Radanovići

1 bd 1 ba 58 m²
Apartment For Sale, RafailovićiApartment

€115,000

Rafailovići

1 bd 1 ba 65 m²
Apartment For Sale, BečićiApartment

€230,000

Bečići

1 bd 1 ba 58 m²
Apartment For Sale, BečićiApartment

€380,000

Bečići

2 bd 1 ba 85 m²
Apartment For Sale, RadanovićiApartment

€209,000

Radanovići

2 bd 2 ba 78 m²
Exclusive 2 bedroom Penthouse Apartment in MuoApartment

€340,000

Muo

2 bd 1 ba 72 m²
Apartment For Sale, KolašinApartment

€165,300

Kolašin

1 bd 1 ba 53 m²
Apartment For Sale, BečićiApartment

€148,200

Bečići

1 bd 1 ba 39 m²
Apartment For Sale, RadanovićiApartment

€164,000

Radanovići

2 bd 2 ba 75 m²
Apartment For Sale, Bar CentarApartment

€130,000

Bar Centar

2 bd 1 ba 47 m²
Hotel For Sale, ŠušanjCommercial property

€1,400,000

Šušanj

20 bd 18 ba 735 m²
Apartment For Sale, PetrovacApartment

€300,000

Petrovac

5 bd 6 ba 210 m²
Apartment For Sale, IlinoApartment

€507,501

Ilino

3 bd 3 ba 199 m²
Apartment For Sale, IlinoApartment

€205,536

Ilino

2 bd 2 ba 86 m²
Apartment For Sale, DubovicaApartment

€394,000

Dubovica

2 bd 3 ba 197 m²
Apartment For Sale, Bar CentarApartment

€125,000

Bar Centar

2 bd 1 ba 65 m²
Apartment For Sale, IlinoApartment

€206,934

Ilino

2 bd 1 ba 80 m²

Where to buy in Montenegro

Cities and towns with the most properties for sale right now.

Buyer's guide: Montenegro

Property for sale in Montenegro is dominated by the Adriatic coast, where apartments in towns such as Budva-area Bečići, Bar and Tivat sit alongside a large capital-city market in Podgorica. With 25,297 current listings on RealEstateAbroad and a median asking price of €185,500, it is one of the cheapest places on the Adriatic to buy, and non-residents can generally buy.

Montenegro market snapshot

The statistics here are taken from current listings on RealEstateAbroad and reflect asking prices, not completed sales. Montenegro uses the euro, even though it is not an EU member, so there is no currency risk for euro-based buyers.

Apartments make up about two thirds of the stock. Small homes dominate: one- and two-bedroom listings together account for around 12,900 of the total, and the median size is just 67 m².

IndicatorValue
Active listings25,297
Median asking price€185,500
Middle 50% of prices (p25-p75)€128,000 - €320,000
Median price per m²€2,841
Median size67 m²
Apartments17,044
Houses5,735
Land1,808
Commercial710

Where to buy in Montenegro

Montenegro is small, so most buyers choose between three zones: the central capital, the Budva Riviera and the Bay of Kotor, and the southern coast near Bar and Ulcinj.

Capital and Bar corridor

  • Podgorica: 5,185 listings, the largest single market, with a modest median of €145,000. It is the business centre, with year-round demand from renters.
  • Bar: 1,195 listings, median €166,500; a port city with the ferry to Italy. Nearby Šušanj, Sutomore and Utjeha offer cheaper sea-view apartments.
  • Ulcinj: median €138,000, near the Albanian border with long sandy beaches.

Riviera and Bay of Kotor

  • Bečići: 1,809 listings, median €185,000 and about €3,136 per m², a tourist beach resort.
  • Petrovac: a smaller, calmer resort town at a median of €170,000.
  • Tivat: the premium market, with a €370,000 median and about €4,562 per m², driven by a marina and an airport.
  • Dobrota, Herceg Novi and Igalo cover the bay and the western edge of the coast, with Dobra Voda and Đenovići as nearby alternatives.

For every area, sort by price per m² rather than headline price: coastal districts can look similar on price but differ sharply per square metre.

Read more (6 more sections)

Types of property

Apartments are by far the biggest category with 17,044 listings. Houses number 5,735, and there are 1,808 plots on the land page and 710 commercial properties.

The bedroom split confirms the compact nature of the market: 7,132 one-bedroom, 5,748 two-bedroom and 2,451 three-bedroom listings. Many new apartments are sold in resort complexes, often off-plan, so check the construction status carefully.

The buying process for foreigners

Foreigners can buy most types of property in Montenegro, usually on the same terms as citizens. The main exceptions are agricultural land and forests, where foreign individuals face restrictions, and a company structure is commonly used for land. Confirm with a lawyer.

  1. Pick the location and run a quick budget, including costs.
  2. Hire an independent lawyer, not one supplied by the seller or developer.
  3. Check the title in the real estate cadastre (Uprava za nekretnine), including mortgages and the legal building permit.
  4. Sign a preliminary contract (predugovor) and pay a deposit, often 10%.
  5. Sign the final contract before a notary.
  6. Pay transfer tax and register the new ownership in the cadastre.
  7. Connect utilities and register for local fees.

Legalisation of the property is a common issue: some buildings are unregistered or exceed permitted area, so ask for the usage permit.

Costs and taxes

Allow roughly 5% to 8% of the price for a resale purchase. The ranges below are approximate; verify them locally.

CostTypical range
Property transfer tax (resales)Approx. 3%, paid by the buyer
VAT on new-build from developersApprox. 21% (often included in advertised price)
Notary feesApprox. 0.5% to 1% of value, tiered
Cadastre registrationSmall fixed fee
Agent commissionApprox. 3%, usually shared
Annual property taxApprox. 0.1% to 1% of assessed value, set by municipality

Montenegro's biggest risk is not the price, it is the paperwork: always confirm the building permit, the usage permit and the cadastre entry before you pay a deposit.

Mortgages and funding the deal

Montenegrin banks lend to non-residents on a case-by-case basis, with higher deposits and euro-denominated rates that are higher than those in the eurozone proper. Many foreign buyers use cash or equity from their home country. The Montenegro financing guide explains the options in more detail, and you can test repayments with the mortgage calculator.

Residency through property

Owning property in Montenegro is a recognised ground for applying for a temporary residence permit, which is renewable annually. The citizenship-by-investment scheme closed to new applicants at the end of 2022, so do not buy expecting a passport. Immigration rules change, so confirm current requirements.

Advantages and drawbacks

Advantages

  • Euro currency and relatively low entry prices
  • Mediterranean climate, mountains and coast within an hour
  • Straightforward ownership for foreign individuals
  • Strong rental demand in summer

Drawbacks

  • Seasonal resorts can be quiet in winter
  • Oversupply of small apartments in some resorts
  • Variable construction quality and legal status of buildings
  • Limited mortgage access

See also our Montenegro price analysis and the full buying guide for foreigners.

Last updated 8 October 2026

Buying property in Montenegro: FAQ

Can foreigners buy property in Montenegro?

Yes. Foreign individuals can buy apartments, houses and commercial property on largely the same terms as locals. Agricultural land and forests are restricted, so land is often bought through a local company.

How much does an apartment cost in Montenegro?

Across all listings, the median asking price is €185,500 and about €2,841 per m². Podgorica is cheaper at a €145,000 median, while Tivat is much higher at €370,000.

What is the property transfer tax in Montenegro?

Resale purchases generally attract a transfer tax of approximately 3%, paid by the buyer, while new builds from developers include VAT instead. Rates should be verified locally.

Is Montenegro good for rental investment?

Coastal resorts can earn strong summer income, but winter occupancy is lower. Podgorica offers more stable year-round rental demand. Check real occupancy before buying.

Do I get residency if I buy property in Montenegro?

Property ownership can support a temporary residence application, but it is not automatic. The citizenship-by-investment programme is no longer open to new applicants.

Can I get a mortgage in Montenegro as a foreigner?

Some banks lend to non-residents, but terms are stricter than for residents. Many buyers pay cash. Read our financing guide for more detail.

Which Montenegro coastal town is best for buyers on a budget?

Sutomore (median €135,000), Ulcinj (€138,000) and Šušanj (€159,900) are among the cheapest large coastal markets in our data, while Tivat and Luštica sit at the top end.

Explore more in Montenegro