Žabljak, Montenegro: Mountain Houses and Land by Durmitor

At about 1,450 m, Žabljak is among the highest towns in the Balkans, with Black Lake (Crno Jezero), canyon hikes and winter skiing on Durmitor. The seasons are sharp: snowy winters, cool summers. Services are limited, so most buyers want a holiday chalet, a guesthouse or an activity business. Check road access in winter, building permits and the heating system, as many older houses use wood.

Foreigners can buy houses and apartments, but there are limits on agricultural land. The transfer tax is 3% to 6% of the price, paid by the buyer, plus notary and agent fees (approx., verify locally). A notarised contract is registered with the cadastre. Property ownership can support temporary residence applications, though rules change. See the Montenegro buying guide and financing.

The mountain neighbour is Kolašin, and the capital is Podgorica. Risan, Dobrota, Prčanj and Muo lie on the Bay of Kotor, a completely different coastal market. Explore property for sale in Montenegro.