Property for Sale in Gospoština: Montenegro Apartments

Treat these as other Montenegrin markets rather than neighbours: Bar and Bečići are coastal markets, and Podgorica is the capital. Check each listing's address and map before you assume proximity to the sea.

With a median size of 73 m², many listings are compact units, often in developer-built blocks. Check whether the building has a use permit (upotrebna dozvola), whether the apartment is registered separately in the cadastre, and whether the price is quoted on net or gross area. Ask about annual service charges, heating and who manages the building, because holiday-oriented blocks can have high costs and low occupancy outside summer.

Be cautious about off-plan purchases and ask a local lawyer to review the contract, payment schedule and developer guarantees. Compare a few similar listings before you offer, since asking prices vary widely between roughly €194,000 and €472,500 for the middle half of the market.

Resale transfer tax is progressive since 1 January 2024: 3% up to €150,000, 5% on €150,000 to €500,000 and 6% above. New builds from VAT-registered developers carry VAT instead. Foreigners can generally buy apartments; check restrictions on land with a local lawyer and verify the cadastre entry and building permits.

Our Montenegro guide walks through the process, the financing page covers loans, and the country page lists more areas.