Apartments and Houses for Sale in Risan, Montenegro

Risan sits in the innermost part of the bay beneath steep mountains, with pebble beaches, a small harbour and the Roman villa mosaics as local landmarks. It is quieter and more local than Kotor's old town, with fewer cruise ship crowds. The main road around the bay carries traffic in summer.

Buyers include Balkan and Western European second-home owners and people seeking a calmer Bay of Kotor address. Sea-facing properties on the first row cost far more, and not all are legally registered, so check title and building permits.

Foreigners can buy apartments and houses in Montenegro, though agricultural land and forests are restricted. The euro is the currency. Property transfer tax is 3% to 6% (progressive by price) and paid by the buyer, plus notary and agent fees; verify locally. A lawyer should check the cadastre entry, mortgages and construction legality.

Banks lend to non-residents sparingly. See the Montenegro buying guide, the financing page and the Montenegro overview.

Prčanj, Donja Lastva, Dobrota and Tivat are other bay communities, with Tivat and its marina the busiest. Bijela and Baošići sit towards the bay's western entrance, so they are further from Risan than the rest.