International Property Mortgages

To get a mortgage for property abroad, you'll need to work with local banks or international lenders. Requirements typically include proof of income, bank statements, property valuation, and a deposit of 25-40%. Each country has specific requirements for foreign buyers.

Most European countries including Spain, Germany, France, Portugal, and the UK offer mortgages to non-residents. Terms vary by country, with Spain and Portugal typically offering up to 70% LTV, while Germany and UK may offer up to 75-80% for qualified buyers.

International mortgage rates typically range from 2.5% to 5.5% depending on the country and lender. Spanish mortgages start from 2.5%, German mortgages from 3.2%, and UK mortgages from 4.5% for non-residents.

Most countries require 25-40% deposit for non-resident mortgages. Spain typically requires 30%, Germany 20-40%, UK 25%, and Portugal 30%. The exact amount depends on the lender and your financial profile.

Yes, foreigners can get mortgages in Spain. Spanish banks offer mortgages to non-residents for up to 70% of the property value. You'll need a NIE number, proof of income, bank statements, and typically a 30% deposit.