Njivice Real Estate: Apartments and Houses on the Montenegrin Coast

The Bay of Kotor coast has mild winters, a long swimming season and access to the airports at Tivat and Dubrovnik, both reasonable drives away. Njivice is quieter than the town of Herceg Novi, which is the main service centre nearby. Typical buyers are holiday-home owners from the region and the wider EU, plus some retirees. Water supply and parking can be tight in July and August, so ask about both.

Foreigners can generally buy apartments and houses in Montenegro, while land purchases carry more conditions, and you should have a local lawyer check them. Property transfer tax is 3% to 6% (progressive by price) for the buyer (verify locally), and you also pay notary and registration fees. Always confirm that the building is legalised and registered, as unlicensed construction has been common along the coast. Read our Montenegro buying guide and the financing overview, and compare with other apartments in Montenegro or houses in Montenegro.

Podgorica, the capital, and Bar and Bečići on the central and southern coast are not close to Njivice. Treat them as alternative markets with different buyers and price levels, and use the Montenegro country page to compare.