Buy an Apartment in Quarteira, Algarve

Quarteira is part of the municipality of Loulé, on a long sandy front with a pedestrian promenade and a working fishing beach. It is lower-key and more local than its neighbour Vilamoura, whose marina, golf courses and new developments pull prices up. Almancil and Loulé are a short drive inland, Albufeira lies west along the coast and Faro, with the region's airport, is roughly 20 minutes east.

Year-round residents give the town a life outside summer, which helps rental demand from long-let tenants as well as holidaymakers.

Foreigners buy on the same terms as residents. You need a Portuguese tax number (NIF), and non-EU buyers usually need a fiscal representative. A promissory contract (CPCV) with a deposit comes first, then the deed at a notary and registration. Property transfer tax (IMT) applies on a sliding scale, and a flat 7.5% rate for non-residents was introduced in 2026, so confirm the current position with a lawyer. Stamp duty is 0.8%, and the annual IMI tax is set by the municipality.

The golden-visa property route closed in October 2023, so do not buy for residency reasons. Read the Portugal buying guide and financing guide, or start from the Portugal page.