Chalkidiki Real Estate: Apartments, Houses and Plots on Three Peninsulas

Kassandra, the western prong, has the liveliest resorts and sandy beaches; Sithonia is greener and quieter; Mount Athos, the third, is a monastic republic closed to property buyers. Thessaloniki's airport is roughly an hour from most coastal resorts, and Nea Moudania is a regional service town. Many apartments are in resort complexes that run seasonally, so fees and management arrangements should be checked.

Buyers are Greeks from Thessaloniki, Balkan and Eastern European holidaymakers, and some residence-seeking investors.

EU citizens buy freely. Non-EU buyers may need military permission for some border areas, so check with a lawyer whether the location is affected. A tax number (AFM), a Greek bank account and a lawyer are the standard first steps. The transfer tax is about 3% and notary, legal and registry costs apply (approx., verify locally); annual ENFIA tax is set by property value and location.

The golden visa has tiers of €800,000, €400,000 and €250,000 for conversions or listed buildings, and Chalkidiki generally falls outside the highest tier, but confirm the current classification. See the Greece guide, mortgage page and the Greece overview.

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