Lubicz Real Estate: Flats and Houses Next to Toruń

Lubicz is a commuter municipality next to Toruń in the Kuyavian-Pomeranian region, and most buyers are people who work in the city and want newer housing at lower cost. Toruń itself, with its medieval old town, is the main service centre. Bydgoszcz, the regional co-capital, is roughly 45 km away, so it is a different market rather than a neighbour. Look at transport to Toruń, school places and whether a development is already finished, since off-plan flats carry delivery risk.

EU and EEA citizens can buy property in Poland with few restrictions. Non-EEA buyers need a Ministry of Interior permit for most property purchases, though an apartment (as a separate unit) is generally exempt; confirm this with a Polish lawyer. Typical costs are a 2% civil-law transaction tax on resale properties, notary fees and court registration (approx. figures; verify locally), with new-build flats bearing VAT instead. Check the land and mortgage register (księga wieczysta) before paying a deposit. See our Poland buying guide and Polish mortgage options.

Bydgoszcz is the nearest linked city, and Grabowo is a different, smaller location. Warsaw is the capital and far larger. Use the Poland overview to compare regions.