Retirement Homes for Sale in Sun City

Sun City is built for older residents and typically requires at least one occupant to be 55 or older, with limits on permanent residents under 19 (verify the current covenants). It has recreation centres, pools, golf courses and clubs funded by fees. Healthcare facilities are plentiful. Downsides are summer heat and the cost of recreation-centre fees, which should be added to the monthly budget.

Buyers are retirees from Canada, the Midwest and Europe who want a winter or permanent home.

Compare the full monthly outlay rather than the price alone: association dues, recreation fees, utilities for air conditioning in summer, insurance and property tax. Arizona property tax is low relative to many states, which helps retirees on fixed incomes. Ask for the last two years of utility bills from the seller. Health insurance and Medicare eligibility are separate concerns for non-US retirees, so speak to an adviser about residency and tax before relocating full time.

Foreigners can buy in Arizona freely. Ask about homeowner-association rules, recreation fees, rental limits and the age of roofs, air conditioning and plumbing. Obtain a professional inspection. Non-resident buyers often use cash or low-leverage financing.

See the US overview, US financing and buying guide. Younger suburbs in the same metro area suit buyers who do not want age limits. Also look at Las Vegas for another retirement market.