CrowdProperty Secures £100M Development Funding Partnership

Key takeaways

• Up to £100m is available over an initial two-year term.
• CrowdProperty will originate loans from £200,000 to £5m for UK housebuilders.
• The funding covers development, exit, completion and bridging loans.

CrowdProperty has secured a forward flow partnership with ColCap Financial UK that will provide up to £100m of funding over an initial two-year term, according to BusinessDesk. The specialist property development lender will use the funding for loans to small and regional housebuilders across the United Kingdom.

What is ColCap Financial UK funding?

ColCap Financial UK, the parent company of buy-to-let mortgage lender Molo, will provide the capital while CrowdProperty will originate loans for housebuilders.

Under the arrangement, the lending will cover several stages of a housebuilding project, including development finance, development exit, development finish and bridging loans.

• Up to £100m will be provided during the initial two-year term.
• CrowdProperty will originate development finance, development exit, development finish and bridging loans ranging from £200,000 to £5m.
• The partnership is intended to support housebuilders at different stages of their projects, including those seeking to refinance existing facilities or secure funding to complete developments and bring properties to market.

Laeceum, a financial services strategic advisory boutique, acted for CrowdProperty on the transaction (Mortgage Solutions) (Alternative Credit Investor). CrowdProperty chief executive Steve Deutsch said the agreement represented an important step forward as the lender strengthened and diversified its funding capacity. He said combining its development expertise and origination capabilities with ColCap’s funding strength would provide greater support for SME housebuilders.

How does this change developers’ access to capital?

CrowdProperty head of sales Steve Smith said builders are still managing pressure from construction expenses, project schedules and the difficulty of selling completed properties. He said the additional capacity allows borrowers to refinance an existing facility, complete unfinished work or move finished properties toward sale.

“This partnership gives us additional capacity to support housebuilders at different stages of their projects, including those looking to refinance existing facilities or secure funding to complete developments and bring properties to market.” — Steve Smith, head of sales at CrowdProperty

The report said this would support local jobs, trades and supply chains in communities across the country.

ColCap Financial UK and Molo chief executive Matt Kimber described the agreement as an extension of ColCap’s UK business alongside Molo’s buy-to-let lending. He said ColCap was pleased to provide long-term funding to support CrowdProperty’s growth. Laeceum founder and managing director Ravi Chauhan said the transaction would put capital behind UK housebuilding and that the advisory firm had helped CrowdProperty deliver the partnership with ColCap.

Does this change mortgage options for overseas buyers?

The four reports concern the funding agreement between ColCap Financial UK and CrowdProperty and the loans CrowdProperty will originate for UK housebuilders. None announces a change to overseas buyers’ mortgage access, taxes, visas, purchase eligibility or individual buy-to-let terms.

ColCap Financial UK and Molo are part of ColCap Financial Group in Australia, which manages A$25bn, equivalent to £13.1bn, and commenced UK mortgage lending in December 2022.

The announced partnership is on the developer-financing side rather than the rules governing purchases by foreign residents. A separate explainer on tax and rent rules affecting overseas buyers provides wider context for buyers comparing financing conditions and housing markets.

What happens next?

The partnership has an initial two-year term, but the reporting does not identify a separate application launch date for housebuilders. No individual borrowers or completed loan allocations are named.

The Intermediary said the government is looking to small and medium-sized housebuilders to help meet a target of 1.5 million new homes this Parliament.

Sources

• CrowdProperty obtains £100m forward flow partnership with ColCap Financial UK — mortgagesolutions.co.uk, 2026-10-26
• CrowdProperty enters £100m forward flow partnership with ... — alternativecreditinvestor.com, 2026-10-26
• CrowdProperty secures £100m forward flow partnership ... — theintermediary.co.uk, 2026-10-26
• CrowdProperty agrees £100m ColCap development ... — benews.co.uk, 2026-10-26